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Budget 101

Average Cost of Routine Car Maintenance

What your car upkeep might cost this year and how to keep your wallet intact

By Brett Holzhauer

1/29/26

5 min. read

Mechanic looks at engine.

Key takeaways

  • Budget for routine maintenance: Expect to spend roughly $1,000–$1,500 per year on a gas-powered car, and slightly less for an electric vehicle.

  • Follow a structured maintenance schedule: Regular checks on tires, brakes, fluids, and seasonal items help prevent costly repairs.

  • Plan for unexpected expenses: Keep a dedicated emergency fund for car repairs to avoid financial strain.

  • Shop smart for services: Compare local shops, look for promotions, and avoid paying dealership premiums when possible.

Car maintenance is a widely varying expense for drivers. It can range from hundreds of dollars per year to thousands. The factors affecting this included how much you drive, the car you drive, and where you get your vehicle serviced.

In AAA’s 2024 Your Driving Costs study, it’s estimated that maintenance costs 10.13 cents per mile. General estimates say that Americans drive approximately 12,000 miles per year. That means drivers should expect to spend $1,215 per year in overall maintenance, regardless if they buy a new or used car.

The WorkMoney team put together an explainer of all of these tasks to be aware of, and how you can potentially save on each one to keep your maintenance costs as low as possible.

Average of $100 a month in overall car maintenance costs.

Average Cost of Routine Car Maintenance

It’s difficult to say the average costs of each item above, as prices can vary widely based on what car you have and where you live. But here are a few estimates of larger expenses you may encounter gathered in 2025:

Maintenance Task

Frequency

Estimated Cost Range

Oil Change

Every 5,000–7,500 miles

$35 – $125

Tire Rotation

Every 5,000–7,500 miles

$60 – $72

Brake Pad Replacement

Every 10,000–20,000 miles

$200 – $800

Air Filter Replacement

Every 15,000–30,000 miles

$67 – $99

Wiper Blade Replacement

Every 6–12 months

$53 – $64

Battery Replacement

Every 3–5 years

$185 – $400


Car maintenance is essential to making your vehicle last as long as possible. If you put it off, you could cause more damage and regret it. A recent survey from PepBoys found that 35% regret putting their car care off, resulting in unexpected repair fees or a roadside emergency. And car repair debt can quickly spiral out of control if put on a credit card and paid off over time.

To help drivers stay on top of these costs and prevent unexpected expenses, a structured maintenance schedule is invaluable. The following chart lays out a routine car maintenance checklist, organized by frequency. By following this schedule, car owners can ensure their vehicles remain safe, efficient, and reliable, while also keeping annual maintenance costs more predictable.

Frequency

Task

Monthly

Check tire pressure

Monthly

Inspect tires for tread wear/damage

Monthly

Check windshield washer fluid

Monthly

Check all exterior lights

Monthly

Look under car for fluid leaks

Every 3,000–5,000 miles

Change engine oil & oil filter

Every 3,000–5,000 miles

Check and top off all fluids

Every 3,000–5,000 miles

Inspect belts and hoses

Every 3,000–5,000 miles

Inspect battery terminals for corrosion

Every 3,000–5,000 miles

Rotate tires

Every 3,000–5,000 miles

Check wiper blades

Every 15,000–30,000 miles

Replace air filter

Every 15,000–30,000 miles

Replace cabin air filter

Every 15,000–30,000 miles

Inspect brake pads, rotors, brake fluid

Every 15,000–30,000 miles

Inspect suspension & steering components

Every 15,000–30,000 miles

Check wheel alignment

Every 50,000–60,000 miles

Replace spark plugs

Every 50,000–60,000 miles

Check timing belt

Every 50,000–60,000 miles

Flush brake fluid

Every 50,000–60,000 miles

Inspect exhaust system

Every 100,000 miles

Replace timing belt/chain

Every 100,000 miles

Flush & replace coolant

Every 100,000 miles

Replace transmission fluid & filter

Every 100,000 miles

Replace differential fluid (if applicable)

Seasonal

Before winter: check battery, tire tread, antifreeze

Seasonal

Before summer: check A/C, coolant, tires


EVs Have Far Less Maintenance

One of the lesser appreciated benefits of electric vehicles is their maintenance costs are significantly lower when compared to gas-powered vehicles.

A 2021 study from the U.S. Department of Energy found that EVs cost roughly 6.1 cents per mile, with internal combustion vehicles (ICE) at 10.1 cents – a 65% cost premium. This is because EVs have fewer parts to operate and maintain. So if you’re considering a new vehicle, an electric vehicle could be a potential option to save money over the long run.

In comparison, here’s a list of what needs to be maintained on an electric vehicle. It’s substantially smaller when compared to a gas-powered vehicle.

Frequency

Task

Monthly

Check tire pressure


Inspect tires for tread wear/damage


Check windshield washer fluid


Check all exterior lights


Look under car for leaks (rare)

Every 3,000–5,000 miles

Inspect brake pads (less frequent than gas cars)


Rotate tires


Inspect battery health and electrical systems

Every 15,000–30,000 miles

Replace cabin air filter


Inspect suspension & steering components


Check wheel alignment

Every 50,000–60,000 miles

Flush brake fluid (as recommended by manufacturer)


Inspect electric motor and charging system


Inspect coolant system for battery/inverter

Every 100,000 miles

Battery pack diagnostics and service (if needed)


Inspect major electrical components

Seasonal

Check battery coolant levels


Check tires, brakes, and A/C/heating system


How to Budget and Save on Car Maintenance

Car maintenance can be scheduled, but there will likely be a scenario that gets thrown at you. For example, you can schedule an oil change, but a tire blowout or cracked windshield unfortunately needs to be handled quickly. 

Your best option is to have part of an emergency fund be dedicated to vehicle-related expenses. Most consumers don’t have $1,000 for an emergency, so even if you set aside $2,000 for future car repairs, you’re far ahead of the game. 

Additionally, once your car needs service, it’s best to call around your area to see who can do the service for the best price. For example, if your car needs a regular oil change, you might find a local service shop that has a promotion on oil changes. Or if you need a new set of tires, you might find a deal online where you can have the tires shipped to an authorized shop.

Like anything else in life, be sure to shop around to get the best deal, rather than running to a car dealership where they may charge a premium on services you can get cheaper elsewhere.

Final Thoughts

Car maintenance doesn’t have to be overwhelming or break the bank. By following a routine schedule and planning for unexpected repairs, you can keep your vehicle running and avoid financial surprises. Whether you drive a traditional gas-powered car or an electric vehicle, budgeting ahead and shopping smart for services are the best ways to save money and protect your investment over the long term.

About the Author

Brett Holzhauer

Brett Holzhauer

Brett Holzhauer is a Certified Personal Finance Counselor (CPFC) who has reported for outlets like CNBC Select, Forbes Advisor, LendingTree, UpgradedPoints, MoneyGeek and more throughout his career. He is an alum of the Walter Cronkite School of Journalism at Arizona State. When he is not reporting, Brett is likely watching college football or traveling.

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