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  • Save MoneyOn food, bills, and everyday expenses
    Save MoneyOn food, bills, and everyday expensesExplore
    • Food
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  • Take ControlCreate budgets, pay debt & build your safety net
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  1. Home
  2. Credit Counseling

Credit Counseling

A pile of money with a sign that says debt on it.

Inside the Session: What Actually Happens During Credit Counseling?

Demystifying your first credit counseling appointment to help you take control of your debt

Credit counseling vs. Debt settlement - two women one looking relaxed with counseling and one looking stressed with settlement

Does Credit Counseling Ruin Your Credit? The Honest Truth

The real impact of seeking help and how to rebuild your financial future without the stress

Percentage rates floating around.

Can a Credit Counselor Negotiate Lower Interest Rates for You?

How credit counseling helps you lower interest rates and take control of your debt

The Joy of Money book by Carrie Joy Grimes

You don’t have to figure money out alone

Get clear, practical guidance and real-life insights from our CEO, Carrie Joy Grimes, in her new bestseller, The Joy of Money.

Learn more
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